Digital credit
for treasuries.

Our services

TREASURY YIELD Earn competitive APY on idle USD and EUR balances, with same-day redemption. Learn more »

EARN BY LENDING Your deposit funds vetted, over-collateralised borrowers. They pay interest; you earn it. Learn more »

CUSTODY & ACCESS Non-custodial by design, with integrations for your existing bank or custodian. Learn more »

How your treasury earns

Relationships built on trust, since MMXXV.

You do not borrow, you lend. When you deposit, Byzantine places your USD and EUR balances with vetted, over-collateralised borrowers: credit institutions and businesses that pay interest to fund their own lending. That interest flows back to you as yield, spread across many borrowers to diversify risk, and your funds stay redeemable on demand.

Banking for the next generation

A Byzantine family treasury, est. MMXXV.

Whether you manage a corporate treasury, a family office or your own household reserves, Byzantine helps your idle money work as hard as you do. Lend with confidence, watch your balance grow, and keep the freedom to redeem whenever life calls for it: a school year, a new home, or simply peace of mind. Prudent stewardship for today, and for the generations that follow. Talk to a treasury adviser and plan with confidence. » Speak to an adviser

Indicative yield rates

* APY is indicative, variable, net of fees, and not guaranteed. Rates as of 04 JUN MMXXVI, 09:00 GMT. Capital at risk.

Statements & reporting

Download your account statements and yield reports in a single click. Every report exports straight to Microsoft Excel, Adobe PDF and OpenOffice / LibreOffice Calc, ready for your accounting department, your auditor and your board pack.

XLS
ExcelPDF
AcrobatODS
CalcCSV
data

Compatible with Microsoft Excel 97-2003, OpenOffice.org 2.x and LibreOffice Calc. Acrobat Reader 5.0 or higher recommended.

How it works

I Open an account Complete institutional onboarding and KYB. No custody is transferred to Byzantine.

II Deposit USD or EUR Fund from your existing bank or custodian. Your balance is then lent to vetted borrowers.

III Collect the interest Borrowers pay interest; it accrues to you as APY. Redeem on demand, same business day.

Trusted by institutions

Led by Node Capital & Blockwall, with Lightshift, Masterkey, Kiln and Exor. $3M pre-seed, MMXXV.